law handbook

ICBC Claim Time Limit

Time limits to be aware of on your ICBC insurance claim.
When you’re involved in an accident, whether it is in British Columbia or elsewhere, although you’re legally required to report it, it doesn’t have to be right away. If unsure about your rights and duties (and to protect yourself) consult with a lawyer immediately. If you choose to report the claim yourself, do so within 30 days of the accident.

Section 97 of the Insurance Vehicle Regulation under the Insurance (Vehicle) Act states that when you claim for “no-fault benefits” (Part VII benefits), you must give notice of the accident within 30 days.

If the accident involves a hit and run, or a driver whom you have not been able to identify, there are similar time limits involved. Please review the section on hit-and-run claims.

You have a two-year limitation period after the accident to start a lawsuit against the at-fault driver for compensation for injuries. If you do not start a lawsuit within two years, your claim will be barred and you will not be entitled to any compensation.

You have a two-year limitation period after the accident, or after the last payment under Part VII, to bring a lawsuit against ICBC to force payment of Part VII benefits.

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