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ICBC CLAIM LIMITS AND NEW 2021 NO FAULT INSURANCE

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law handbook

Home > Law Handbook > When You’re at Fault

PERSONAL INJURY &
ICBC CLAIM HANDBOOK

Chapters

  • Introduction
  • ICBC Claim Process
  • ICBC Claim Time Limit
  • What to do After an Accident
  • Get Initial Medical Care
  • How to Report & Claim Your ICBC Injury
  • Dealing with Your ICBC Adjuster
  • How to Appeal ICBC’s Decision
  • Should I Hire an ICBC Lawyer?
  • 8 Things to Consider When Hiring an ICBC Personal Injury Lawyer?
  • ICBC Personal Injury Lawyer Fees
  • Out of Province/Country Claims
  • Hit & Run Accidents
  • Claims Against a Family Member
  • Pedestrian & Cyclist Claims
  • Infant claims
  • Claim Against an Uninsured Driver
  • When You’re at Fault
Menu
  • Introduction
  • ICBC Claim Process
  • ICBC Claim Time Limit
  • What to do After an Accident
  • Get Initial Medical Care
  • How to Report & Claim Your ICBC Injury
  • Dealing with Your ICBC Adjuster
  • How to Appeal ICBC’s Decision
  • Should I Hire an ICBC Lawyer?
  • 8 Things to Consider When Hiring an ICBC Personal Injury Lawyer?
  • ICBC Personal Injury Lawyer Fees
  • Out of Province/Country Claims
  • Hit & Run Accidents
  • Claims Against a Family Member
  • Pedestrian & Cyclist Claims
  • Infant claims
  • Claim Against an Uninsured Driver
  • When You’re at Fault

When You’re at Fault

If you’re injured in an accident and you are at fault for the accident, you are still entitled to Part VII benefits  for medical and rehabilitation expenses, disability benefits and more. ICBC is liable for up to $300,000 for motor vehicle collisions, regardless of who’s at fault, as stated in Part VII of the Insurance (Vehicle) Regulations. However, this may not cover the full amount of your expenses and you may still incur some costs, such as “user” fees for your treatments.

If you’re partially at-fault, as in not completely responsible for the accident, you still need to pay a portion of your deductible, depending on how the fault is shared. In addition to your basic autoplan, if you have collision coverage you may be eligible to claim compensation for damages, which includes repair and replacement costs, even if the accident is your fault.

If you are found to be partially at fault for an accident, you are still entitled to make an injury claim. Bear in mind your entitlement to damages will be proportionately reduced by the amount for which you are at fault.

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Here’s how Helpforme experts helped others.

CASE STUDIES

Leo’s Story – Bicycle Accident

Before his collision, Leo was in excellent health and extremely active. He worked full time as a senior software developer and was an avid cyclist.

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Amy’s Story – Pedestrian Accident

Amy was a single mom of 52 in excellent health. She was physically and socially active and enjoyed recreational activities such as travelling, camping, participating

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Mike’s Story – In-Flight Accident

Mike was a 52-year old government employee at the time of his accident. Before that, he’d worked as a cashier and as a paramedic until

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